Show HN: KernelCash – Privacy First Budgeting

Category: other

Tags: budgeting, privacy, personal-finance, web-app

Score: 3.7/10 (Innovation: 3, Technical: 4, Documentation: 2, Utility: 4)

KernelCash is a privacy-focused budgeting web app that avoids bank connections by using OFX/QFX file imports and manual entry. It offers envelope budgeting, analytics, and multi-user workspaces, but it is a closed-source commercial product rather than an open-source project.

Target audience: individuals and households concerned with financial privacy

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