Show HN: Personal finance tracker – CSV import, free, no bank login

Category: other

Tags: personal-finance, local-first, csv-import, data-visualization, privacy

Score: 6.0/10 (Innovation: 5, Technical: 5, Documentation: 8, Utility: 6)

A local-first personal finance tracker that imports bank CSVs, auto-categorizes transactions with a multi-tier rules system, and visualizes spending, budgets, net worth, and hypothetical life changes—all in a single HTML file with optional encrypted cloud sync. The approach is notable for its emphasis on privacy-by-architecture and a conversational narrative summary, though it remains a polished implementation of familiar personal-finance patterns.

Target audience: individuals seeking private personal finance tools; frontend devs interested in local-first single-file apps

Repository: https://trakyodollas.com/ · HTML · MIT

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